The Flannels Group Ltd (FRN: 977237), trading as ‘Flannels’ is an appointed representative of Frasers Group Credit Broking Limited (FRN: 947961) who are authorised and regulated by the Financial Conduct Authority as a credit broker not a lender.Frasers Plus is a credit product provided by Frasers Group Financial Services Limited (FRN: 311908) and is subject to your financial circumstances. Missed payments may affect your credit score. * Exclusive access to discounts on selected products for Frasers Plus customers before everyone else. For regulated payment services, Frasers Group Financial Services Limited is a payment agent of Transact Payments Limited, a company authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution.